Happy New Year Thank you all for being our clients. We appreciate every one of you! 2023 is now behind us. As with every new year, there has been no shortage of predictions for 2024. Superbowl and Presidential election bets will depend on whose opinion you are reading. There is no shortage of “climate change” […]

While the economy, stock market fluctuations, interest rate movement, and the like tend to grab the headlines and our attention day after day, there was a significant law passed in the last week of 2022 called The SECURE Act 2.0, which most people missed but it has a huge and direct impact on most savers.

Think back to the last time you went on a big vacation. Not a quick getaway, but an extended trip with flights, hotels, entertainment, and dining. More than likely, you spent hours and hours coming up with your budget, searching for flights, finding the right hotel, planning your excursions, etc. Therefore, when you arrived at your

In March of 2020, the pandemic caused massive fluctuations in the stock market and created one of the fastest unemployment spikes in history. Against that grim backdrop, many people decided to claim their Social Security benefits early. Now, some think-tanks are estimating that the influx of new Social Security claimants, in addition to the reduced

The COVID-19 pandemic that arrived last year will likely make 2020 a year we will likely never forget. Enduring shutdowns, wearing face masks, and finding stores empty of necessities such as TP and hand sanitizer was reason alone to look forward to a new year. From a financial market perspective, 2020 witnessed a speeding up of

Can interest rates get much lower? Those of you who were around during the late 1970’s and early 1980’s may have concluded that the current low rate situation is an anomaly . It is not . Click here for Exhibit A (also pictured below). Exhibit A. The aberration in interest rates occurred during the high

by Brooks Mosley, CPA  When planning your IRA withdrawal strategy, you may want to consider making charitable donations through a Qualified Charitable Distribution (QCD).  A QCD is a direct transfer of funds from your IRA custodian, payable to a qualified charity. QCDs can be counted toward satisfying your Required Minimum Distribution (RMD) for the year, if certain guidelines are met.  In addition to the benefits

by Brooks Mosley   As you probably remember, investors had a horrific month for US Stocks in December of 2018. However, a lot can change in just twelve months. So, what does 2020 hold? Unfortunately, I do not have an exact answer, but I do have some good news that is the result of a new Bi-Partisan Bill. (Yes, I did intend to write Bi-Partisan.)  On December 19, 2019, The SECURE Act was passed. This new legislation made some

By Alan McCormick  With the month of August well underway, many of us are enjoying watching our children and grandchildren begin another school year, and if you are like me, you are probably also thinking about the big dreams that you have for them. We would all like to give the children in our lives the opportunity to attend college, but the rising cost

By C. Devin Hamilton  With July 4th just in the rearview mirror, summer is in full swing. Summer means vacations, and with any vacation comes lots of planning. Where will you go? Where will you stay? How are you getting there? It could take weeks or months to effectively plan out a summer vacation, but it is all worth it in the end. Now,